Thinking about moving from "The Mainland," as many Hawaiians put it, and retire in Hawaii? For most who visit Oahu or any of the Hawaiian Islands, it's easy to see how much there is to do and start dreaming of calling Hawaii home for retirement.
We have only one state that's a tropical island paradise in the South Pacific, so if that's the kind of life you want to enjoy in your sunset years, why not head out west toward the setting sun and start a new life on the Hawaiian islands?
Moving to and retiring in Hawaii can be a dream come true for many people. The beautiful weather, stunning beaches, and laid-back lifestyle are just a few reasons why Hawaii is such an attractive place to live. If you're considering a move to Hawaii, here are some top tips to help make your transition as smooth as possible:
There's no need to leave your valuable vehicle behind and end up seeking to buy a car in Hawaii, where prices are often quite higher. Even on an island, you'll find there are many places more convenient to travel to by automobile.
Use an experienced auto shipping company, like Executive Auto Shippers, that has long-standing connection in Hawaii and the equipment and expertise it takes to safely, efficiently ship a car by sea. It may cost less than you think, and you can have your vehicle ready and waiting as soon as you step off the plane!
Along with California, Hawaii is one of the most expensive US states to live in. Costs of living may be higher than what they are where you're living now, so come prepared.
Make sure you have your "ducks in a row" with retirement funds, pension, Social Security, and any other sources of revenue before departure.
While pineapples may be cheaper, remember that 90% of what you buy at the local grocery store comes from the 48 contiguous states, and most other things are shipped in over the Pacific as well. And that's going to tip the price points up a bit.
Downtown Honolulu is the most expensive place to live in Hawaii. Move even out to the edges of town, and apartment rents drop by hundreds of dollars per month. Locate off of Oahu like many retirees do, in gated communities not far from the resorts, and the price may fall even more.
If you buy a home or rent an apartment in certain locales on Hawaii's "Big Island," costs plummet to less than half of what they are in the Honolulu city center.
To help offset the increased costs of living relative to their original home states, many Hawaiian retirees work part-time.
Considering Hawaii's unemployment rate is among the nation's lowest (only 2% to 3%), you shouldn't have too much trouble finding a job. A new, part-time job will also be a new experience and help keep your alert, learning, and involved in the community.
Hawaii has a unique culture that's different from the mainland United States. Take the time to learn about the history and culture of the islands and embrace the local customs. Joining local clubs or organizations is a great way to meet people and learn about the community.
You may not realize it, but Hawaiian is an official language in Hawaii alongside English, and there's also a special dialect of English with its own unique vocabulary that's developed on the islands.
You probably already know "aloha" and "mele kalikimaka," but be prepared to hear someone say "e komo mai" (welcome) upon your arrival and maybe call you a "malihini" (newcomer.) Don't be offended if an ethnic Hawaiian labels you a "haole" Caucasian, if you are one. But strive to blend in and acquire the status of a "kamaaina" (a longtime resident of Hawaii).
Before making a move to Hawaii, it's important to research the cost of living on the islands. Hawaii has one of the highest costs of living in the United States, with high prices for housing, groceries, and utilities. It's important to create a budget and make sure you have a plan in place to cover all your expenses.
Hawaii is made up of several different islands, and each one has its own unique culture and lifestyle. Do some research on the different islands and choose the one that best fits your needs and interests. For example, if you're looking for a more laid-back lifestyle, Kauai might be the perfect fit. If you're interested in a more urban environment, Honolulu might be a better choice.
Hawaii is known for its beautiful weather, but it's important to understand the different microclimates on each island. Some areas can be very humid, while others are much drier. Make sure you understand the climate and how it will affect your daily life.
Housing can be expensive in Hawaii, but there are ways to find affordable options. Consider living in a smaller town or community outside of the major cities. You can also look into renting or buying a home that needs some work, which can be a great way to save money.
Hawaii has some of the best healthcare options in the country, but it's important to plan for your healthcare needs. Make sure you have adequate health insurance and research local doctors and hospitals.
Hawaii is known for its outdoor activities, and staying active is a great way to enjoy the beauty of the islands. Take advantage of hiking trails, beaches, and other outdoor activities to stay healthy and engaged with the local community.
Hawaii is a tight-knit community, and getting involved in local organizations and events is a great way to meet new people and make friends. Consider joining a local charity or volunteering your time to help those in need.
Hawaii may be an expensive place to live, but it's also a great place to retire. Make sure you have a solid retirement plan in place and are saving enough money to enjoy your golden years.
Moving to Hawaii can be a wonderful experience, but it's important to have realistic expectations. There will be challenges and adjustments, but if you approach the move with an open mind and a positive attitude, you'll be able to create a new and exciting life in Hawaii.
For a more "perfect" retirement in our nation's warmest, most far-flung state, take the time to plan and prepare financially and culturally. Be ready for a new kind of existence that you're going to love, but don't forget to take practical steps ahead of time to help you love it even more!
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The post 15 Tips for a "Perfect Retirement" in Hawaii appeared first on 52 Perfect Days.