You've turned 55? Congratulations! Some of the best senior discounts are now yours for the taking. That might include big savings at the bank.
Take for example the following checking and savings accounts. They offer exclusive discounts or other perks for older customers.
It's not the usual blah, blah, blah. Click here to sign up for our free newsletter.
TD Bank's TD 60 Plus Checking account is for customers 60 years of age and older.
It requires no minimum opening deposit and pays interest - 0.01% annual percentage yield (APY) as of the time this article was written - although terms may vary by state.
Other perks include:
Related: 9 Things You'll Never See at Costco Again
Axos Bank's Golden Checking account is for those 55 years of age and older.
The bank says the account has no minimum balance requirements, but it does require a $50 initial minimum deposit. It pays interest - 0.10% APY as of the time this article was written.
Other perks include:
Axos Bank is an online-only bank.
FitnessBank
's Senior Savings Account offers special APYs to those age 65 and older.
The institution's standard Fitness Savings Account has a variable rate tied to a customer's physical activity. As of when this article was written, the APY ranges from 0.15% for those who average 0 to 4,999 steps per day to 0.60% for those who average 12,500 or more steps daily.
Seniors, however, have their own APYs:
FitnessBank is an online bank that bills itself as "America's first active lifestyle bank."
Some smaller banks also offer accounts for older customers. So you may want to ask small banks in your area if they offer one. For example, the following accounts are offered by small banks to older customers:
Of course, just because you're over a certain age, that doesn't mean the best account for you will have a word like "senior" in its name. So also consider "regular" checking and savings accounts. For help finding the latter, try out the Money Talks News savings account search tool.
A recent Vanguard study revealed a self-managed $500,000 investment grows into an average $1.7 million in 25 years. But under the care of a pro, the average is $3.4 million. That's an extra $1.7 million!
Maybe that's why the wealthy use investment pros and why you should too. How? With SmartAsset's free financial adviser matching tool. In five minutes you'll have up to three qualified local pros, each legally required to act in your best interests. Most offer free first consultations. What have you got to lose? Click here to check it out right now.