You've turned 55? Congratulations! Some of the best senior discounts are now yours for the taking. That might include big savings at the bank.
Take for example the following checking and savings accounts. They offer exclusive discounts or other perks for older customers.
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TD Bank's TD 60 Plus Checking account is for customers 60 years of age and older.
It requires no minimum opening deposit and pays interest - 0.01% annual percentage yield (APY), as of the time this article was written - although terms may vary by state.
Other perks include:
Related: 7 Ways Coupons Waste Your Money and Time
Axos Bank's Golden Checking account is for those 55 years of age and older.
It has no minimum balance requirements but does require a $50 initial minimum deposit. It pays interest - 0.1% APY, as of the time this article was written.
Other perks include:
Axos Bank is an online-only bank.
FitnessBank
's Senior Savings Account offers special APYs to those age 65 and older.
The institution's standard Fitness Savings Account has a variable rate tied to the customer's activity. As of when this article was written, the APY ranges from 0.15% for those who average 0 to 4,999 steps per day, to 0.55% for those who average 12,500 or more steps daily.
Seniors, however, can get higher APYs:
FitnessBank is an online bank that bills itself as "America's first active lifestyle bank."
Some smaller banks also offer accounts for older customers. So, you may want to ask small banks in your area if they offer one. For example, the following accounts are offered by small banks to older customers:
Of course, just because you're over a certain age, that doesn't mean the best account for you will have a word like "senior" in its name. So also consider "regular" checking and savings accounts. For help finding the latter, try out Money Talks News' savings account search tool.
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