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How much will your phone bill go up by when these increases start? 

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Vodafone, EE and O2 are among phone providers to up customers bills... read more
23. maaliskuuta 2017 20:00:50 Categories: Liverpool Echo logo

A new way to pay: the technology giving banks a run for their money 

Evening Standard logo
Saving money requires constant vigilance, someone always on your shoulder, nagging you not to splash the cash. And the one thing most people have with them all the time is their smartphone. New services, from banks to exercise studios, are tapping into technology to disrupt the way we pay and save. There's Monzo, a new bank which sends you an alert every time you spend money and makes paying back friends easy. Then there's Dibs, which pays you to exercise. Dibs says that it "uses data to determine what customers should pay in real time. That means if you are booking a class at Core Collective and demand is low, you will pay less than at peak times." Equally, if you haven't used the site for a while, it incentivises you to return by crediting your account. It uses similar logic and technology to that used when you book a flight. The app delivers different prices to those booking the same classes depending on multiple variables instead of the one-set-price with the occasional discount studios usually give. Users get the best rate available as prices are set according to real-time demands: scaling up and down based on booking patterns. Dibs is said to benefit studios too - if more people book overall, even at reduced prices, profits will go up. Read more 16 tips to save money to go travelling if you live in London Programmes like Dibs are taking mobile commerce into account, disrupting industry giants, and revolutionising the way people live their lives and manage their money. As technology continues to advance and integrate more into our lives, a huge portion of that connection is to our smartphones, so why not ditch the high street and turn to digital banking? You might think most banks are already digital, but the new services go further. Monzo is a digital-only enterprise with no physical branches. It supplies users with a pre-paid MasterCard debit card, and the whole service is accessible through an iOS or Android phone. A smart bank for the smartphone generation, Monzo markets itself as a challenger to shake up the often frustrating high street banks. Among other things, the app can track purchases, create budgets, and add notes and receipts. Read more Londoners would rather their savings had a positive impact You can pay your friends with Monzo accounts back without logging into your own internet bank account by simply clicking a link it sends you and scanning your own card. As it has contactless capability the card can be used abroad without foreign exchange fees. This is good in these times of volatile currencies. Monzo isn't alone in targeting foreign exchange rates. Revolut, a global money service, allows you to spend or send money anywhere in the world with minimal fuss and no transaction fees. Travellers can get the best possible exchange rate in more than 90 currencies, with transfers being made to other accounts using email, text or WhatsApp. For all those double-dippers, Squirrel is an app which modernises how to save and manage your money. When money is tight it's easy to dip into your savings to help get you over the rough spots. Squirrel manages your monthly salary by stashing your income in a Squirrel account. It draws up a monthly budget based on income, costs and savings goals. Weekly payouts are then made into your bank account of what it's sensible for you to spend. You end up not even thinking about these withdrawals as the app sneakily squirrels away money into your savings. It's smart to pay it forward.... read more
23. maaliskuuta 2017 20:00:47 Categories: Evening Standard logo

Brady made some little kid's day in Costa Rica 

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?Many people are wondering how Tom Brady is spending his days after his most recent title.&nbsp;... read more
23. maaliskuuta 2017 20:00:42 Categories: 12up logo

Kate pregnant with baby No.3? logo
New reports have suggested that there could be another royal baby on the way as Kate Middleton is rumoured to be pregnant again!&nbsp;... read more
23. maaliskuuta 2017 19:47:42 Categories: logo

Warning over new tuberculosis threat as disease becomes resistant to drugs 

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Each year, TB kills more people than any other infectious disease, including HIV/Aids, and in 2015 claimed an estimated 1.8 million lives... read more
23. maaliskuuta 2017 19:47:40 Categories: Birmingham Mail logo

What parents should tell their children about the London terror attack 

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Advice from the NSPCC to ease the fears of worried kids... read more
23. maaliskuuta 2017 19:47:39 Categories: Birmingham Mail logo

Got a start-up but no office? Desk surf London's top firms 

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Among the 40-odd suited financial PRs bustling in and out of communications firm Lanson's Farringdon office, you might spot a few creatives - maybe a comedian, or a cabaret act - heading down to the basement. This is not a covert new campaign idea for the PR firm, whose clients include AXA, JP Morgan and Moneysupermarket, but the comings and goings of staff and performers at HighTide, a theatre company that began desk-surfing at Lanson's HQ back in 2008 but which now has its own permanent base in its offices. It's the latest trend in corporate giving: instead of furnishing start-ups or not-for-profits with cash, companies are now furnishing small firms with, er, furniture by donating a bit of their office space. Lanson's chair Clare Parsons first came across HighTide, which supports new playwrights with their first commissions, at its inaugural theatre festival, and invited its founders to use Lansons' offices for its work in the capital. The arrangement worked so well that in 2013 Lansons converted its basement into bespoke offices for the expanded HighTide staff of six. Read more London start-up Opto launches VR headset to challenge tech giants The theatre group says it can reinvest its income and donations straight into its work as a result, while Lansons' PR bods meanwhile get to attend play readings in the offices, get free theatre tickets and benefit from presentation workshops for PRs, including tips on posture, voice and movement. Firms reckon giving a start-up even just a desk or two of their own unused office space brings them the benefits of a co-working space. The Royal Academy of Engineering has turned some of its office on The Mall over to tech entrepreneurs to work alongside its Fellows (who include James Dyson and ARM co-founder Robin Saxby), inspired by Harvard Business Review research into what makes employees "thrive". The analysis found that people in co-working spaces experience higher job satisfaction, productivity and lower burn-out rates - and the working style boosts a firm's overall productivity. It's not just big corporates sharing: in its Shoreditch showroom vegan shoe company Friendship Shoes' founders Steve Honest and Caroline Black say "aware of how tricky it is for new and upcoming brands to finance retail spaces, we decided to donate space in our showroom and studio to a selection of ethical brands". The first five start-ups include HeartCure Clothing, Mi Vida Vegan and Kasia Ethical Wear. In north London, Propercorn's co-founder, Cassandra Stavrou, says that when her popcorn business moved to its new, bigger digs in Islington, "we found ourselves with more desks than Propercorn people". So, as well as sub-letting to young businesses Buzz Bikes and the Sustainable Restaurant Association, they donate desk space. "Starting your own business can be seriously lonely, we remember it well," says Stavrou. "So if friends or family are trying to start their own thing and are looking for time in an office environment, we'll always try and give them a desk for a few days. All we ask in return is that they share any skills or knowledge with the Propercorn team. Having this mixture of sub-letting start-ups, freelancers and entrepreneurs creates a really exciting environment in which to work - we've only been around for five years, so there is plenty we can learn from these great businesses." Even co-working spaces are capitalising on the chance to diversify their already mixed tenants. Property agency 3Space's Buy Give Work initiative means that for every company that rents a desk at one of its shared-working spaces, a free desk is provided for a non-profit, local start-up or experimental project. Incumbents include Re-Start Project, which works to reduce the amount of used electronic equipment that goes to waste. Then there's Rohan Silva's online office agent Hubble, which this year ran a competition with Friends of the Earth to give London start-ups six months free in the environmental group's Stockwell office - worth £8,000. Hubble described it as "a rare opportunity for a small business to accelerate their brand and product in a focused office environment without the cost of rent to worry about". The winners, donation-tracking software firm Makerble and charity-donor matchmaking business Tythe, can also access Friends of the Earth's internal events, training programmes and network opportunities. But not everyone's jumping on board. London rents mean sub-letting even one spare desk in the capital can be lucrative, while the City of London Corporation's recent Tech X the City report warns: "When it was suggested to interviewees that large corporates with surplus space might release it to start-ups, there was a lukewarm response [due to] concerns over data security, intellectual property and the interaction between start-up and corporate employees. But this is already happening, and is likely to form a larger part of the market." Basically, time to budge up, suits, the start-ups are coming (and they promise to help with the coffee run).... read more
23. maaliskuuta 2017 19:47:37 Categories: Evening Standard logo

Indigenous London: Native Travellers at the Heart of Empire by Coll Thrush - review 

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Salman Rushdie once noted, "the trouble with the English is that their history happened overseas, so they don't know what it means", without recognising that the English intuitively understand how deep are the roots of colonialism on British soil, and most particularly, in London. Between 1500 and 1600, when colonists first began heading overseas in numbers, the capital's population grew so fast (from 75,000 to a whopping 225,000) that, as strange as it may appear now, colonising newly "discovered" lands seemed to be a reasonable solution to a housing crisis and the lack of decent sewers. As Thrush points out in this sporadically illuminating study of the relationship between indigenes in North America and Australasia and the colonisers, the New World was only new to the incomers. The colonisers quickly began kidnapping local people and taking them back to England, sometimes trying to buy children or killing their parents. Most of these early arrivals to our shores died rapidly of disease but as the relationships between coloniser and colonised became more deeply enmeshed, emissaries began to arrive in the capital with the intention of bettering terms with the colonists. Among the most well known of these was the 1616 Powhatan diplomatic mission, which brought Pocahontas to the capital. The elaborate headdresses and feathered finery of this and other subsequent missions, which were emblems of ancestry and authority to the indigenes, were treated as exotic trinkets, an irony deftly captured by the artist George Verelst in his 1734 painting of Yamacraw Indians glad-handing the frock-coated, powdered, bewigged trustees of the Georgia Company. British attitudes to the newcomers remained wildly inconsistent. While a law of 1785 was enacted to prevent the kidnap of free Indians for purposes of display, the writer Horace Walpole was using "Iroquois" as a term of abuse against (inevitably) the French. "Judged solely by the ways they engaged with the rituals and protocols of the city," writes Thrush, indigenous delegations were unable to escape public condescension and, in face of the insuperable power imbalance, they rarely returned to their homelands bearing concessions. Later visitors soon realised they could work the Victorian cult of manners to their advantage. By imitating Christian piety, adopting Victorian dress and behaving like "ladies and gentlemen" they would be accorded respect. And by flouting etiquette they could make money as "noble savages". For all its admirable ambition this is an uneven history. Thrush doesn't address the use of the word "Indian" or, indeed, define "indigenous", and fails to tackle the conceptual differences in ideas about land ownership and usage which, more than anything except perhaps technology and disease, have defined power relations between the colonisers and the indigenous people in the lands they colonised. £22.50, Amazon, Buy it now... read more
23. maaliskuuta 2017 19:47:34 Categories: Evening Standard logo

Sets appeal: Pre-theatre menu at Hunter 486 

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For the latest in our Sets Appeal series we try Hunter 486 located in the family-run Arch Hotel along Great Cumberland Place, a calming oasis before you hit the West End or head to the Royal Albert Hall. What's the deal? £19 or £21 for a two or three course set pre-theatre menu by Head Chef Gary Durrant, formally of The Savoy and Brompton Bar and Grill. When is it available? The menu is available until 7pm every day and changes on a fortnightly basis. What's it like? Situated within the 5 star hotel The Arch, a family run affair near Marble Arch, Hunter 486 offers personable, warm service amongst the cosy yet high-end decor; leather booths, sumptuous fabrics with a semi-open kitchen and a blazing stone oven in the corner. Immediately adjacent to the restaurant is Le Salon du Champagne, a snug corner where you can enjoy a pre-pre-theatre cocktail. Their marvellously named Martini Library is also available to eat in if you have your dog in tow - worth knowing beyond their set menu offering. Read more Sunday Roasts in London: Hunter 486 at The Arch Maybe it's just my gin-addled brain but the Hunter around the Clock cocktail: a gin, elderflower, cucumber and mint Bartender's Choice was just the ticket after a busy day along with the moreish lemon and sage hand-cooked crisps. Luckily, when I'd finished the first bowl, they brought out another bowl that I equally devoured - there definitely was no judgement at my quite staggering crisp intake and, for that reason, I could not recommend this place enough. Verdict: The set menu is concise but well thought through, adhering to the Best of British style that Durrant executes so well. Starters like their Smoked Haddock Croquettes are unfussy and well flavoured with considered presentation. The vegetarian main course option, a large brain-like ravioli, in a saffron broth feels a la carte in its execution as does the guinea fowl with sweet potato gnocchi. If you're going for two courses, opt for dessert instead: the lemon posset with sesame and poppy seed biscuit was, quite simply, a delight. Combine this with the price, the wonderfully attentive service and laid-back luxe atmosphere and you're onto a pre-curtain winner. Find it: 50 Great Cumberland Pl, Marylebone, W1H 7FD, read more
23. maaliskuuta 2017 19:47:32 Categories: Evening Standard logo

Based on a True Story by Delphine de Vigan translated by George Miller - review 

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Six years ago the author Delphine de Vigan published Nothing Holds Back the Night, a harrowing account of a family haunted by suicide and mental illness which won a clutch of literary awards. The narrator, a writer whose first book bears the same title as Vigan's own debut, describes the experience of being brought up by a mother, Lucile, who suffers from bipolar disorder. After Lucile's suicide, her daughter gathers the recollections of her extended family to compose a portrait of their troubled family life. In her acknowledgments, de Vigan thanks "my sister, my mother's siblings, my father's sisters and everyone who gave me their trust and their time". The English edition of the work described it as "autobiographical fiction" but the text itself continually questions its own form. "Unable to free myself completely from reality, I am involuntarily producing fiction," the narrator reflects. "I'm looking for a place which is neither truth nor fable but both at once." The search for that liminal territory between truth and fiction continues in de Vigan's latest novel, Based on a True Story. The narrator is a writer named Delphine whose last book, a work based on her mother's bipolar disorder, has been a sensational success. But success has its cost. After an interminable book-signing she refuses to autograph one final book and decides on impulse to go to a party with an old friend rather than join her partner, François (the name of de Vigan's own partner), in his weekend cottage. At the party she meets L, an elegant, self-assured woman with an uncanny knack of empathy. As the party ends L offers Delphine a lift home. Some days later an anonymous letter arrives, full of accusations about her motives for writing her last book. Delphine has only just finished reading the letter when her phone rings. It is L, suggesting they meet. Their meeting is the start of an insidious process by which L, who claims to be a ghost writer by trade, gradually comes to inhabit, undermine and all but obliterate Delphine's career, personality and, in the end, her very existence. The ancient idea of the doppelgänger has inspired narratives from Doestoyevsky's novella, The Double, to Barbet Schroeder's 1992 film, Single White Female. De Vigan's novel can be read as a sophisticated modern take on an old trope (a film adaptation by Roman Polanski and Olivier Assayas is planned). But she takes her epigraph from Stephen King's Misery - the story of a successful writer held hostage by a murderous reader who forces him to write at her command - and her narrative is as preoccupied with the relationship between writer and reader as it is with the heroine and her friend-turned-incubus. De Vigan has said her book was written "in response to our society's extreme fascination with what is real", and her heroine is continually challenged about the authenticity of her writing. An unlikely mash-up of thriller and conte philosophique, Based on a True Story insists on the author's right to blur the lines. Asked by a Paris-Match interviewer if L existed, de Vigan replied, "Yes, in one form or another." £12.99, Amazon, Buy it now... read more
23. maaliskuuta 2017 19:47:31 Categories: Evening Standard logo

Brave shopkeeper savagely beaten after stopping robber raiding his tills 

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Michael Birchall had just been released from a robbery sentence when he punched his victim 12 times in the face... read more
23. maaliskuuta 2017 19:47:29 Categories: Liverpool Echo logo

X Factor winner pens her name on revered Cavern Club wall 

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The star shared the photo with her fans... read more
23. maaliskuuta 2017 19:47:28 Categories: Liverpool Echo logo

Local teen takes first step in fashion industry with style competition win 

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Tommy Cullen crowned winner of Pyramids Shopping Centre's Style Wars... read more
23. maaliskuuta 2017 19:47:26 Categories: Liverpool Echo logo

Ryanair passenger who 'grabbed flight attendant by the testicles' could lose his job 

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Thomas Sleigh, 45, was sentenced to a community order after being found guilty of sexual assault after trial... read more
23. maaliskuuta 2017 19:47:23 Categories: Manchester Evening News logo

Digital disruption and challenges of the smart city 

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Leaders in tech came together for the pro-manchester business conference held at Hilton Deansgate... read more
23. maaliskuuta 2017 19:47:21 Categories: Manchester Evening News logo

Boy, 16, stabbed outside bus station by 'three thugs in Guy Fawkes masks' 

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The teen was rushed to hospital after being slashed in the leg and abdomen, with witnesses claiming he was attacked by a gang of masked youths... read more
23. maaliskuuta 2017 19:47:19 Categories: Manchester Evening News logo

London attack: Devastated family pay tribute to 'wonderful dad and husband' PC Keith Palmer killed in attack 

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The heartbroken family of hero PC Keith Palmer killed in Wednesday's terror attack today described him as a "dedicated, brave and courageous" police officer. PC Palmer is the father of a five-year-old daughter and his family said they were devastated after he was fatally stabbed outside the Houses of Parliament on Wednesday. They said in a statement: "Keith will be remembered as a wonderful dad and husband. A loving son, brother and uncle. A long-time supporter of Charlton FC. "Dedicated to his job and proud to be a police officer, brave and courageous. "A friend to everyone who knew him. "He will be deeply missed. We love him so much. "His friends and family are shocked and devastated by his loss and ask that they are left to grieve alone in peace." The 48-year-old married police officer joined the Met in 2001 and was based in Bromley before joining the Territorial Support Group in Catford, south east London. Tragic: A photo shows PC Keith Palmer stationed in front of the Houses of Parliament with two students. (Will Robins/Tyler Chatterley-Russell) In April last year he took up a new role with the Met's unit protecting Parliament, the Parliamentary and Diplomatic Protection Command. PC James Aitkenhead, who worked alongside PC Palmer in the TSG, said he was a "genuinely nice person". "Nobody had a bad word to say about him. "When I heard what had happened I knew it would be him because that's just the sort of guy he was, to step straight in when others might step back. "He had a great work ethic, he worked on our warrants' car for years, getting up at 4am to serve warrants and arresting wanted offenders. "He was always so positive, always staying late after everyone else and getting in early. "In his personal life he was a massive Charlton Athletic fan and had a season ticket. "We will miss him so much." Two years ago PC Palmer was nominated for best thief taker in the Commissioner's Excellence Awards, having made more than 150 arrests in 12 months. Inspector Mark Turner, who most recently worked with PC Palmer at Parliament, said: "He really was a solid reliable member of the team - he came in and just got the job done, quietly and efficiently. "He was a fantastic member of staff and will be sorely missed." As a mark of respect Keith's shoulder number - 4157U - will be retired and not reissued to any other officer.... read more
23. maaliskuuta 2017 19:47:18 Categories: Evening Standard logo

The Bannon canon: Books favored by the Trump adviser 

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Don't look for standard-issue history or literature: Steve Bannon's reading list is heavy on war-fighting, apocalypse and identifying the scourge of what might be called "the other."... read more
23. maaliskuuta 2017 19:47:16 Categories: Newsweek logo

Bugatti Chiron finally driven 

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We review the Bugatti Chiron, a 1487bhp £2.5m masterpiece that's set to become the world's fastest production car... read more
23. maaliskuuta 2017 19:47:13 Categories: Autocar logo

RBS/NatWest close hundreds of branches 

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Almost 500 jobs are to go through the closure of 158 bank branches - the majority of them under the NatWest brand.... read more
23. maaliskuuta 2017 19:47:11 Categories: Sky News logo
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